Independent Financial Advisers
Employee Benefits and Investments
The problem with many benefits programmes is that they are left untouched and often untested. It often seems easier and less time consuming to leave them ticking along. Alternatively they never get implemented because understanding the options and the paperwork can prove daunting. That says more about the adviser than it does bout the product.
What makes us different?
Our proactive approach guides you through every step of implementing and maintaining a benefits programme, helping you to make informed decisions and implement benefits that staff will value. We also assist help you with staff communication, either on a group basis or one to one because we recognize that benefits programmes only benefit the employer if the staff truly understand and value them.
And we repeat this process every year, reviewing your needs and those of you staff so that your programme is always up to date, effective and appropriately costed.
Our solutions are tailored to your needs but clients regularly benefit from
- Guidance – on the benefits to buy and at what level
- Reviews – of your current arrangements to find better terms where available
- Assistance – in implementing the benefits, guiding you at all stages
- Annual Reviews – to continuously assess the market
- Annual One-to-One Meetings - with each employee
- Monthly Pension Schedules – to assist with payroll deductions
- Bespoke Benefits Guides – to keep employees updated
- Renewal support – including renewal papers completed by us on your behalf
Benefit programmes and products offered
Our independent financial advisers have access to the whole financial services market enabling us to deliver a suite of services on both an individual and group basis. We regularly implement
- Stakeholder Pensions
- Long Term Disability Insurance
- Company Personal Pensions
- Private Medical Insurance
- Death in Service / Group Life Insurance
- Dental and Optical Insurance
- Key person Life Insurance
- Executive Retirement Planning
- Short Term Disability Insurance
- Critical Illness Insurance
Three or more employees?
For some companies incepting a Life Insurance policy when there are only few people to cover can prove problematic as few insurers offer terms to such small groups but we have secured preferential terms from the leading 'protection' insurers providing all the benefits you would expect from a large group such as no medical underwriting up to £500,000 benefit per person.
See our case studies