Tour operator's liability insurance

Tour operator's liability insurance

Unique coach insurance for Coach operators

Our new Tour Operators Liability insurance provides coach operators with access to an exciting new policy at very competitive premiums.

Exclusively available to coach tour operators that are bonded by Bonded Coach Holidays (BCH) or members of the Confederation of Passenger Transport (CPT). Our new product is underwritten by Hiscox, one of the UK’s leading insurers.

Key advantages of our Tour Operators Liability insurance

• Interest free monthly premium payments to spread the cost
• Continuous Policies meaning no need to remember renewal unless your turnover increases by more than 50%, reducing the admin burden.
• A minimum 5% saving on your current years premium, subject to an acceptable application.
• Wider cover than standard policies including
  • A limit any one claim and not any one year
  • Higher limits for Directors & Officers (Management) Liability
  • Cover for the internet and email mistakes
  • Cover for libel, slander and defamation

Additional features

• Public & Products Liability extended to meet the Package travel regulations with a minimum of a £2m limit of indemnity.
• Emergency Assistance Cover of £5,000 per passenger for UK and overseas passengers.
• Professional Indemnity Cover with a £1m limit of indemnity providing protection for negligent acts as well as libel, slander, defamation and loss of documents.
• Management Liability Cover with a £250,000 limit of indemnity for both legal costs and damages, providing protection for both the directors and the company against civil or criminal prosecutions including health & safety or for corporate manslaughter.
• Crisis Containment costs up to £25,000, to assist following a claim to prevent or limit actual or anticipated adverse or negative publicity.
• Internet and Email Cover up to a £100,000 limit of indemnity to protect operators against hacker damage for repair or reinstatement of their website along with protection for claims for misuse of data or infringement of intellectual property rights, trade marks or copyright.
• Low policy excesses of £250
• A policy that meets the requirements of the Package Travel Regulations 1992 and includes Emergency Assistance both in the UK and overseas.